{"id":8891,"date":"2023-04-20T13:41:28","date_gmt":"2023-04-20T20:41:28","guid":{"rendered":"https:\/\/www.crimeandconsequences.blog\/?p=8891"},"modified":"2023-04-20T13:41:28","modified_gmt":"2023-04-20T20:41:28","slug":"forbidding-candid-speech-about-crime","status":"publish","type":"post","link":"https:\/\/www.crimeandconsequences.blog\/?p=8891","title":{"rendered":"Forbidding Candid Speech About Crime"},"content":{"rendered":"<p>From an <a href=\"https:\/\/www.wsj.com\/articles\/shhh-the-cfpb-could-be-listening-townstone-crime-free-speech-chicago-brandon-johnson-mortage-48d4c260?st=mz6tgkoge6bwbxx&amp;reflink=desktopwebshare_permalink\">op-ed<\/a> in the WSJ:<\/p>\n<blockquote><p>The Consumer Financial Protection Bureau, a federal bureaucracy with a vast jurisdiction, is testing a novel approach to crime and punishment. In a lawsuit against Townstone Financial, a small Chicago-area nonbank mortgage firm, the CFPB is signaling that it may attempt to punish anyone who complains about neighborhood crime.<\/p><\/blockquote>\n<p>The article is by <span class=\"css-1oyikuz-AuthorContainer e1575iv83\"><span class=\"css-5yr7r5-PlainByline e10pnb9y1\">John Berlau<\/span><\/span> and <span class=\"css-1oyikuz-AuthorContainer e1575iv83\"><span class=\"css-5yr7r5-PlainByline e10pnb9y1\">Stone Washington<\/span><\/span> of the Competitive Enterprise Institute. The essence of the CFPB complaint is that candid speech about high crime areas discourages people from those areas from applying for mortgage loans, with a disparate impact by race.<!--more--><\/p>\n<p>To show how bizarre this is, the authors compare the supposedly discriminatory statements with statements made during the recent election campaign by Mayor-elect Brandon Johnson. They conclude:<\/p>\n<blockquote><p>Policy makers interested in a real discussion about crime and public safety should arrest the CFPB\u2019s crude attempts at censorship.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>From an op-ed in the WSJ: The Consumer Financial Protection Bureau, a federal bureaucracy with a vast jurisdiction, is testing a novel approach to crime and punishment. In a lawsuit against Townstone Financial, a small Chicago-area nonbank mortgage firm, the CFPB is signaling that it may attempt to punish anyone who complains about neighborhood crime. The article is by John Berlau and Stone Washington of the Competitive Enterprise Institute. The essence of the CFPB complaint is that candid speech about high crime areas discourages people from those areas from applying for mortgage loans, with a disparate impact by race.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-8891","post","type-post","status-publish","format-standard","hentry","category-first-amendment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Forbidding Candid Speech About Crime - Crime &amp; Consequences<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.crimeandconsequences.blog\/?p=8891\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Forbidding Candid Speech About Crime - Crime &amp; Consequences\" \/>\n<meta property=\"og:description\" content=\"From an op-ed in the WSJ: The Consumer Financial Protection Bureau, a federal bureaucracy with a vast jurisdiction, is testing a novel approach to crime and punishment. In a lawsuit against Townstone Financial, a small Chicago-area nonbank mortgage firm, the CFPB is signaling that it may attempt to punish anyone who complains about neighborhood crime. The article is by John Berlau and Stone Washington of the Competitive Enterprise Institute. The essence of the CFPB complaint is that candid speech about high crime areas discourages people from those areas from applying for mortgage loans, with a disparate impact by race.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.crimeandconsequences.blog\/?p=8891\" \/>\n<meta property=\"og:site_name\" content=\"Crime &amp; Consequences\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CriminalJusticeLegalFoundation\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-20T20:41:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.crimeandconsequences.blog\/wp-content\/uploads\/2020\/07\/FB_DefaultLJ.png\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kent Scheidegger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kent Scheidegger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.crimeandconsequences.blog\/?p=8891\",\"url\":\"https:\/\/www.crimeandconsequences.blog\/?p=8891\",\"name\":\"Forbidding Candid Speech About Crime - Crime &amp; Consequences\",\"isPartOf\":{\"@id\":\"https:\/\/www.crimeandconsequences.blog\/#website\"},\"datePublished\":\"2023-04-20T20:41:28+00:00\",\"author\":{\"@id\":\"https:\/\/www.crimeandconsequences.blog\/#\/schema\/person\/1ab62da9ed4ddd3a58d70c77eef37356\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.crimeandconsequences.blog\/?p=8891#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.crimeandconsequences.blog\/?p=8891\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.crimeandconsequences.blog\/?p=8891#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.crimeandconsequences.blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Forbidding Candid Speech About Crime\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.crimeandconsequences.blog\/#website\",\"url\":\"https:\/\/www.crimeandconsequences.blog\/\",\"name\":\"Crime &amp; Consequences\",\"description\":\"Crime and criminal law\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.crimeandconsequences.blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.crimeandconsequences.blog\/#\/schema\/person\/1ab62da9ed4ddd3a58d70c77eef37356\",\"name\":\"Kent Scheidegger\",\"sameAs\":[\"https:\/\/www.cjlf.org\"],\"url\":\"https:\/\/www.crimeandconsequences.blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Forbidding Candid Speech About Crime - Crime &amp; Consequences","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.crimeandconsequences.blog\/?p=8891","og_locale":"en_US","og_type":"article","og_title":"Forbidding Candid Speech About Crime - Crime &amp; Consequences","og_description":"From an op-ed in the WSJ: The Consumer Financial Protection Bureau, a federal bureaucracy with a vast jurisdiction, is testing a novel approach to crime and punishment. In a lawsuit against Townstone Financial, a small Chicago-area nonbank mortgage firm, the CFPB is signaling that it may attempt to punish anyone who complains about neighborhood crime. The article is by John Berlau and Stone Washington of the Competitive Enterprise Institute. The essence of the CFPB complaint is that candid speech about high crime areas discourages people from those areas from applying for mortgage loans, with a disparate impact by race.","og_url":"https:\/\/www.crimeandconsequences.blog\/?p=8891","og_site_name":"Crime &amp; Consequences","article_publisher":"https:\/\/www.facebook.com\/CriminalJusticeLegalFoundation\/","article_published_time":"2023-04-20T20:41:28+00:00","og_image":[{"width":300,"height":400,"url":"https:\/\/www.crimeandconsequences.blog\/wp-content\/uploads\/2020\/07\/FB_DefaultLJ.png","type":"image\/png"}],"author":"Kent Scheidegger","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Kent Scheidegger","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.crimeandconsequences.blog\/?p=8891","url":"https:\/\/www.crimeandconsequences.blog\/?p=8891","name":"Forbidding Candid Speech About Crime - Crime &amp; Consequences","isPartOf":{"@id":"https:\/\/www.crimeandconsequences.blog\/#website"},"datePublished":"2023-04-20T20:41:28+00:00","author":{"@id":"https:\/\/www.crimeandconsequences.blog\/#\/schema\/person\/1ab62da9ed4ddd3a58d70c77eef37356"},"breadcrumb":{"@id":"https:\/\/www.crimeandconsequences.blog\/?p=8891#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.crimeandconsequences.blog\/?p=8891"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.crimeandconsequences.blog\/?p=8891#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.crimeandconsequences.blog\/"},{"@type":"ListItem","position":2,"name":"Forbidding Candid Speech About Crime"}]},{"@type":"WebSite","@id":"https:\/\/www.crimeandconsequences.blog\/#website","url":"https:\/\/www.crimeandconsequences.blog\/","name":"Crime &amp; Consequences","description":"Crime and criminal law","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.crimeandconsequences.blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.crimeandconsequences.blog\/#\/schema\/person\/1ab62da9ed4ddd3a58d70c77eef37356","name":"Kent Scheidegger","sameAs":["https:\/\/www.cjlf.org"],"url":"https:\/\/www.crimeandconsequences.blog\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=\/wp\/v2\/posts\/8891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8891"}],"version-history":[{"count":1,"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=\/wp\/v2\/posts\/8891\/revisions"}],"predecessor-version":[{"id":8892,"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=\/wp\/v2\/posts\/8891\/revisions\/8892"}],"wp:attachment":[{"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crimeandconsequences.blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}