Forbidding Candid Speech About Crime
From an op-ed in the WSJ:
The Consumer Financial Protection Bureau, a federal bureaucracy with a vast jurisdiction, is testing a novel approach to crime and punishment. In a lawsuit against Townstone Financial, a small Chicago-area nonbank mortgage firm, the CFPB is signaling that it may attempt to punish anyone who complains about neighborhood crime.
The article is by and of the Competitive Enterprise Institute. The essence of the CFPB complaint is that candid speech about high crime areas discourages people from those areas from applying for mortgage loans, with a disparate impact by race.
To show how bizarre this is, the authors compare the supposedly discriminatory statements with statements made during the recent election campaign by Mayor-elect Brandon Johnson. They conclude:
Policy makers interested in a real discussion about crime and public safety should arrest the CFPB’s crude attempts at censorship.
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